Access to okcards is strictly limited to individuals aged 21 years and above. This requirement is mandated by PAGCOR and is enforced through mandatory KYC identity verification for all registered accounts.
Each natural person may register and maintain only one okcards account. Duplicate accounts are prohibited and may result in permanent suspension of all associated accounts and forfeiture of funds held therein.
okcards operates exclusively in Philippine Peso (₱ PHP). All deposits, wagers, winnings, and withdrawals are denominated and settled in PHP. No foreign currency conversion is applied by okcards.
okcards operates under the regulatory oversight of the Philippine Amusement and Gaming Corporation (PAGCOR). All operations, game certifications, and player fund handling comply with PAGCOR's applicable rules and regulations.
Players are solely responsible for maintaining the confidentiality of their okcards login credentials. okcards will never request your password. Any unauthorized access resulting from a player's failure to secure their credentials is the player's responsibility.
By completing the okcards registration process and clicking "I Agree," you confirm that you have read, understood, and unconditionally accepted these Terms & Conditions in their entirety, including all policies incorporated by reference.
Important Notice: These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and okcards ("okcards," "we," "us," or "the Platform"). Please read them carefully before registering or using any okcards service. If you do not agree with any provision of these Terms, you must immediately discontinue use of the okcards platform.
1.1 By accessing the okcards website at okcards.co, creating an account, making a deposit, participating in any game, or using any feature of the okcards platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, together with the okcards Privacy Policy and Responsible Gaming Policy, all of which are incorporated herein by reference.
1.2 These Terms apply to all users of the okcards platform, including registered players, guests browsing the website, and any person accessing the platform from any device or location.
1.3 okcards reserves the right to update, amend, or replace these Terms at any time. Continued use of the okcards platform following publication of any revised Terms constitutes acceptance of the revised Terms. Players are responsible for checking these Terms periodically for changes.
2.1 Age Requirement. Access to and use of the okcards platform is strictly limited to individuals who are 21 years of age or older. This age requirement is mandated by Philippine law and the regulations of the Philippine Amusement and Gaming Corporation (PAGCOR). By registering an account, you represent and warrant that you are at least 21 years old.
2.2 Geographic Eligibility. okcards is operated and made available to players in the Philippines. Players accessing the platform from jurisdictions where online gambling is prohibited by applicable law are not eligible to register or play, and do so at their own risk and legal liability.
2.3 One Account Per Player. Each natural person is permitted to register and maintain only one (1) okcards account. The creation of multiple accounts by a single individual is strictly prohibited and constitutes a material breach of these Terms. okcards reserves the right to close all duplicate accounts and to forfeit any balances or winnings associated therewith.
2.4 Accurate Information. When registering for an okcards account, you agree to provide accurate, current, and complete information. You further agree to update your information promptly if any information provided during registration changes. okcards reserves the right to close any account where materially false or misleading information has been provided.
2.5 Account Security. You are solely responsible for maintaining the confidentiality of your okcards login credentials, including your email address, username, and password. You agree to notify okcards immediately upon becoming aware of any unauthorized access to your account. okcards will never solicit your password through email, chat, or telephone.
3.1 okcards is required by PAGCOR regulations and applicable anti-money laundering laws to verify the identity of all registered players before permitting deposits, withdrawals, or continued gameplay beyond the initial registration period.
3.2 You agree to provide okcards with such documents and information as okcards may reasonably request to verify your identity, age, and source of funds. Acceptable Philippine government-issued identification documents include, but are not limited to: Philippine passport, driver's license, SSS ID, Unified Multi-Purpose ID (UMID), or Philippine Identification System (PhilSys) ID card.
3.3 okcards reserves the right to suspend, restrict, or permanently close any account where identity verification cannot be satisfactorily completed. Any funds held in an unverified account that cannot be matched to a verified identity may be held pending regulatory guidance.
3.4 You acknowledge that okcards may periodically request updated verification documentation throughout the lifespan of your account, particularly in connection with large withdrawal requests or compliance reviews.
4.1 Currency. All financial transactions on the okcards platform are conducted in Philippine Peso (₱ PHP). okcards does not apply currency conversion charges.
4.2 Minimum Deposit. The minimum deposit amount at okcards is ₱100. Maximum deposit limits may apply depending on the payment method selected and may be subject to change at okcards' discretion.
4.3 Accepted Payment Methods. okcards currently accepts deposits and processes withdrawals via GCash, PayMaya, BPI Online, BDO Fund Transfer, Metrobank, and major Visa and Mastercard credit/debit cards. okcards reserves the right to add, remove, or modify accepted payment methods at any time.
4.4 Withdrawal Processing. okcards will use reasonable endeavours to process all approved withdrawal requests promptly. GCash and PayMaya withdrawals are typically processed within five (5) minutes of approval. Bank transfer withdrawals may take between fifteen (15) minutes and three (3) business days depending on the receiving institution and time of request.
4.5 Withdrawal Conditions. Withdrawals may be subject to satisfactory completion of KYC verification, absence of any pending bonus wagering requirements, and absence of any suspected fraudulent or suspicious activity on the account. okcards reserves the right to delay or withhold withdrawals pending completion of compliance reviews.
4.6 Source of Funds. You represent and warrant that all funds deposited into your okcards account are derived from lawful sources and are not proceeds of any criminal activity. okcards complies with the Anti-Money Laundering Act (AMLA) of the Philippines and will report suspicious transactions to the appropriate Philippine authorities.
5.1 okcards may, at its discretion, offer bonuses, free spins, cashback promotions, loyalty rewards, and other promotional incentives to registered players. All bonuses are subject to specific terms and conditions which will be communicated at the time each bonus is offered.
5.2 Wagering Requirements. Unless explicitly stated otherwise, all bonus funds issued by okcards are subject to wagering requirements before they may be withdrawn as cash. The applicable wagering requirement will be stated clearly in the bonus-specific terms at the time of the offer.
5.3 Bonus Abuse. okcards reserves the right to void any bonus and cancel any associated winnings where it reasonably suspects that a player has engaged in bonus abuse, including but not limited to: exploitation of software errors, collusion with other players, use of multiple accounts to claim the same promotion, or any other conduct designed to circumvent the intended operation of a promotion.
5.4 okcards reserves the right to withdraw, modify, or cancel any promotion at any time without notice, provided that any bonuses already credited to a player's account will be honored subject to the applicable wagering requirements.
6.1 All games available on the okcards platform are provided by licensed third-party game studios and operate using certified Random Number Generator (RNG) technology, independently audited for fairness and randomness.
6.2 The rules applicable to each individual game are accessible within the game interface. By participating in any game, you agree to be bound by the applicable game rules.
6.3 okcards is not responsible for errors in game outcome caused by technical malfunctions of a player's device or internet connection. In the event of a verified technical error on the okcards platform itself, okcards reserves the right to void affected game rounds and refund the relevant wagers at its discretion.
6.4 Bets placed after the closure of a game round, or bets placed during a technical disruption, may be voided. okcards reserves the right to withhold payment of winnings derived from game malfunctions or software errors.
The following activities are strictly prohibited on the okcards platform. Engaging in any prohibited conduct constitutes a material breach of these Terms and may result in immediate account suspension, permanent closure, forfeiture of funds, and/or referral to law enforcement:
8.1 okcards is committed to promoting responsible gaming and takes its obligations under PAGCOR's responsible gaming framework seriously. Gambling is intended to be a form of entertainment, and okcards encourages all players to maintain control of their gaming activity.
8.2 Responsible Gaming Tools. All registered okcards players have access to the following responsible gaming tools through their account settings: deposit limits (daily, weekly, and monthly), session time limits, reality check notifications, cooling-off periods (24-hour to 30-day), and permanent self-exclusion.
8.3 Self-Exclusion. Any player who wishes to exclude themselves from the okcards platform may request self-exclusion at any time through their account settings or by contacting okcards support. Self-exclusion requests take effect within 24 hours of confirmation. okcards will use reasonable technical measures to enforce self-exclusion during the elected period.
8.4 If you believe that your gaming is causing financial, personal, or psychological harm to yourself or others, okcards strongly encourages you to make use of the self-exclusion tools available or to seek assistance from professional gambling support services.
8.5 Age Protection. okcards does not permit any individual under the age of 21 to register or use the platform. If you are aware of a minor attempting to access okcards, please notify our support team immediately.
9.1 All content on the okcards platform, including but not limited to software, source code, graphics, logos, trademarks, game designs, text, and audiovisual materials, is the intellectual property of okcards or its licensors and is protected by applicable Philippine and international intellectual property laws.
9.2 You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the okcards platform solely for personal, non-commercial gaming purposes in accordance with these Terms. No other licence or right is granted.
9.3 You may not copy, reproduce, modify, distribute, transmit, display, perform, publish, or create derivative works from any okcards content without the prior written consent of okcards.
10.1 To the maximum extent permitted by applicable Philippine law, okcards, its directors, officers, employees, affiliates, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses arising out of or in connection with your use of the okcards platform.
10.2 okcards does not warrant that the platform will be uninterrupted, error-free, or free of viruses or other harmful components. okcards makes no warranty regarding the accuracy or completeness of any information provided on the platform.
10.3 okcards' total aggregate liability to you in connection with these Terms or your use of the platform shall not exceed the total amount of deposits made by you to your okcards account in the twelve (12) months preceding the event giving rise to the claim.
10.4 Nothing in these Terms shall limit okcards' liability for fraud, gross negligence, or any liability that cannot be excluded or limited under applicable Philippine law.
11.1 Your use of the okcards platform is also governed by the okcards Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy describes how okcards collects, uses, stores, and discloses your personal information in accordance with the Data Privacy Act of 2012 (Republic Act No. 10173) of the Philippines.
11.2 By using the okcards platform, you consent to the collection and processing of your personal information as described in the Privacy Policy. Please review the okcards Privacy Policy carefully.
12.1 okcards reserves the right to amend, update, or replace these Terms at any time. When material changes are made, okcards will notify registered players by posting the updated Terms on the platform and, where practicable, by sending a notification to the registered email address associated with affected accounts.
12.2 Your continued use of the okcards platform following the posting of revised Terms constitutes your acceptance of the amended Terms. If you do not agree to the revised Terms, you must cease using the platform and may request account closure by contacting okcards support.
13.1 These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
13.2 Any dispute, controversy, or claim arising out of or in connection with these Terms, or the use of the okcards platform, shall be subject to the exclusive jurisdiction of the competent courts of the Republic of the Philippines.
13.3 Before initiating any formal legal proceedings, players are encouraged to contact the okcards support team to seek resolution of any dispute informally. okcards will use reasonable endeavours to resolve complaints within a reasonable timeframe. Disputes relating to PAGCOR-regulated operations may also be escalated to PAGCOR through its applicable dispute resolution channels.
If you have any questions regarding these Terms & Conditions, or if you wish to contact okcards in connection with your account or any aspect of the platform, please use the following contact details:
These Terms & Conditions were last reviewed and updated in June 2026. okcards operates under the PAGCOR regulatory framework. Gambling is for entertainment only. Please play responsibly. 21+ only.
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